Senior Credit & Risk Analyst - SME - UAE Residents
FlapKap
IT
Dubai - United Arab Emirates
Posted on Dec 24, 2025
- Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses
- Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity
- Assess the risk associated with extending credit and make recommendations for credit approvals or rejections
- Prepare detailed credit reports and summaries for internal and external stakeholders
- Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments
- Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk
- Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations
- Provide guidance and support to junior credit analysts in their analysis and decision-making processes
- Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions
- Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management
- Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions
- In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices
- Proficient in using financial analysis software and tools
- Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner
- Attention to detail and high level of accuracy in analyzing and interpreting financial data
- Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment
- Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders
- Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly
- Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes
- Strong ethical standards and adherence to confidentiality requirements
- Competitive Salaries
- Private Health Insurance
- A highly collaborative team environment that will support your professional and personal growth
- Work From Home
- Training & Development
- Performance Bonus