Senior Credit Analyst
Taager
About Us:
At Taager, we’re revolutionizing social commerce in the MENA region by empowering budding entrepreneurs and seasoned merchants to thrive online without the need for capital, inventory, or operational expertise. Founded in 2019, Taager has grown from a team of 8 to over 350 employees across Egypt, KSA, and the UAE, serving more than 34,000 social sellers. Our platform offers access to 2,500+ marketable products, backed by seamless logistics, warehousing, and customer support.
We’re driven by our mission to democratize e-commerce and create opportunities for everyone to succeed online. Join us and be part of a fast-growing startup shaping the future of social commerce!
About the role:
We’re looking for a sharp, data-obsessed Senior Credit Analyst to own the evaluation and decision-making around merchant ad campaign funding. Your job is to analyze campaign performance metrics (CPA, CPM, CTR, ROAS, etc.), identify high-potential merchants, and approve funding with precision—fueling growth without bleeding out on bad debt.
You’ll be walking a tightrope between risk and growth, helping us scale ads financing adoption while maintaining (or improving) portfolio health.
Key Responsibilities:
- Evaluate merchant ad campaign performance using digital marketing KPIs (CPA, CTR, CPM, ROAS, conversion rate, etc.)
- Build and optimize risk models and profitability frameworks to support automated funding decisions
- Own the approval process for ad spend credit lines—balancing growth with responsible risk
- Partner with Growth, Marketing, and Data teams to increase adoption of ads funding programs
- Monitor performance of funded campaigns over time to detect early signs of credit risk or fraud
- Constantly iterate on underwriting criteria to adapt to merchant behavior and platform evolution
- Analyze repayment behavior and portfolio trends to inform strategy and flag red flags early
- Drive insights into what merchant segments are underfunded and overperforming
- Own reporting for funding performance, losses, ROI on funded ads, and portfolio health metrics
- Mentor junior analysts and help build scalable evaluation processes
What will make you successful:
- You have 4–6 years in credit risk, digital ads analytics, or performance marketing finance
- You understand how digital ads work—Google, Meta, TikTok, or affiliate campaigns
- You can model ROI, CAC, payback periods, and unit economics in your sleep
- You have worked in or with startups, fintechs, ad tech, or eCommerce
- You are comfortable making data-backed funding decisions with incomplete info
- You know how to balance growth targets with debt loss constraints
- You are fluent in SQL, Excel, and BI tools (Looker, Tableau, etc.)—bonus if you code (Python, R)
- You are a clear communicator and can work cross-functionally to influence decisions.